FLIORE assesses each beneficial owner against the rules of their own jurisdiction — the EU's 25% threshold, India's 10%, South Africa's 5%, Switzerland's LETA regime, the US Corporate Transparency Act and more. Per mandate it shows who is disclosable, who needs enhanced due diligence as a PEP, and which reviews are due.
What it does
Jurisdiction-aware assessment
Beneficial owners are assessed against the disclosure threshold and rules of their own jurisdiction, not a single hard-coded number.
Sanctions & PEP screening
Screen a mandate and its beneficial owners against global sanctions, PEP and watchlists through a configurable provider — OpenSanctions, World-Check and more. Global lists (OFAC, UN, EU, HMT), not one country's.
Risk classification
Score each mandate by country risk (FATF lists + Transparency International corruption index) and industry risk, with a house-policy override. Global standards, defensible in any jurisdiction.
Supervisory profile & academy
Record which regulator your office answers to (SRO, statutory authority or registry) and run red-flag training with completion records that feed the audit trail.
Gap report
Every mandate ranked by risk and outstanding items, so the highest-risk mandates with the most gaps surface first — a defensible view for any regulator.
Periodic reviews
FLIORE tracks when each mandate is due for review and surfaces what needs attention.
Audit trail
Every assessment and decision is recorded, so the responsible officer can demonstrate the basis for a decision.
One family, three thresholds
A beneficial owner holds 12% of an EU entity (below the 25% threshold, not disclosable there) but the same stake in an Indian entity (above 10%, disclosable). FLIORE shows both correctly, per jurisdiction, in one view.
Questions, answered
Is FLIORE legal advice?
No. FLIORE is decision-support for the responsible compliance officer. It surfaces disclosure thresholds and review dates; the officer makes the decision.
Which jurisdictions are covered?
The EU's 25% threshold, India's 10%, South Africa's 5%, Switzerland's LETA regime, the US CTA and more, with per-mandate assessment.