Wissenshub
The compliance reference library for family offices
Deep, sourced guides on beneficial ownership, KYC, screening and the rules that govern cross-border wealth — the knowledge behind the only family office platform with compliance built in.
UBO & KYC
What is an ultimate beneficial owner (UBO)?
A precise definition of the ultimate beneficial owner, why the 25% threshold exists, and how control differs from ownership.
The 25% UBO threshold, explained
Where the 25% beneficial-ownership threshold comes from, when it drops to 15% or 10%, and how to apply it across ownership chains.
How to run a UBO discovery process
A step-by-step approach to identifying ultimate beneficial owners across layered ownership structures, and documenting the result.
KYC vs KYB: what a family office needs
The difference between Know Your Customer and Know Your Business, and why family offices need both.
Why boutique family offices need compliance software
Spreadsheets break down as structures diversify. Why boutiques below bank scale still carry full compliance duties.
Verify once, recognised everywhere: the UBO network
How consent-based network verification lets a beneficial owner be recognised across organisations without exposing their data.
Screening
PEP screening for family offices
What a politically exposed person is, why they require enhanced due diligence, and how screening works without over-flagging.
Sanctions screening without the noise
How sanctions screening works, why exact-match fails, and how fuzzy matching and human review keep it usable.
Adverse media screening explained
How negative-news screening complements sanctions and PEP checks, and how to keep it proportionate.
Jurisdictions
UBO thresholds by country, compared
A comparison of beneficial-ownership disclosure thresholds across the EU, UK, US, Switzerland, UAE, Singapore, India and more.
Switzerland's transparency register (LETA)
How Switzerland is moving toward a central beneficial-ownership register and what it means for Swiss-based family offices.
Compliance across cross-border structures
How trusts, holdings and foundations spanning multiple countries multiply compliance obligations — and how to keep them straight.
UBO filing deadlines by country
Which register you file to and how long you have, across the EU, UK, Switzerland, UAE, Singapore and more.
Regulation
The EU AML Regulation: what changes in 2027
The single rulebook, the 25% threshold, AMLA supervision, and what the 2027 AMLR means for cross-border family offices.
What is AMLA, the EU's new AML authority?
The role of the EU Anti-Money Laundering Authority, operational since 2025, and what its supervision means in practice.
Why UBO register access got harder
Following EU court rulings, beneficial-ownership registers moved from public to legitimate-interest access — and what that means for verification.
AI agents and the compliance audit trail
As AI agents act on mandates, every action needs provable authority. What a trust layer for the agent economy looks like.
Operations
Onboarding a mandate: a compliance-first checklist
A practical onboarding sequence for a new family-office mandate that puts compliance first without slowing the client down.
Ongoing monitoring, not one-time checks
Why compliance is a continuous duty and how periodic review keeps a family office defensible.
Why data quality is a compliance issue
Missing FX rates, stale valuations and unreconciled feeds distort the numbers a family office relies on — and its compliance posture.
Source of wealth vs source of funds
The difference between source of wealth and source of funds, and why both matter for family-office due diligence.
Monthly reporting that principals actually read
What belongs in a family-office wealth report, and how to produce it consistently across currencies and mandates.
Tax-lot accounting basics for family offices
FIFO, LIFO, HIFO and average cost explained, and how lot selection changes realized gains.
Bank feeds vs file import: what to know
The trade-offs between direct custodian feeds and file-based import, and how duplicate detection keeps data clean.
KYC remediation: fixing a legacy client book
How to bring an existing book of mandates up to current KYC standards without halting the business.
See compliance built into the platform
FLIORE assesses every beneficial owner against the rules of their own jurisdiction — the only family office platform that does.
Explore FLIORE