Regulation
What is AMLA, the EU's new AML authority?
The role of the EU Anti-Money Laundering Authority, operational since 2025, and what its supervision means in practice.
The FLIORE Compliance Desk
Family-office compliance research
5 min read
Updated 1 July 2026
Key takeaways
- AMLA is the EU's central AML supervisor, operational since July 2025.
- It directly oversees the highest-risk cross-border firms.
- It harmonises supervision that was previously national-only.
A central supervisor
The Anti-Money Laundering Authority centralises what was fragmented national supervision. Operational since July 2025, it directly supervises selected high-risk cross-border institutions and coordinates national supervisors.
Why it matters
For cross-border family offices, AMLA signals a more consistent, harder-edged supervisory environment. The days of exploiting supervisory gaps between member states are closing.
FAQ
Does AMLA supervise every firm?
No — it directly supervises the highest-risk cross-border firms and coordinates the rest.
Sources
- EU AMLA regulation — Establishing the authority.
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